A Bank of America employee in the US has been accused by the Office of the Comptroller of the Currency (OCC) of illegally accessing customer accounts, resulting in significant financial losses. The OCC claims that Manuel Alejandro Ramirez Perez, who worked as a relationship banker and credit solutions advisor at BofA’s North Naples, Florida branch, engaged in unsafe practices and violated laws. According to a consent and prohibition order, Perez allegedly accessed customer accounts without proper authorization between February 2020 and June 2021, stealing sensitive data and selling it to an unidentified individual. As a result, the thief was able to drain customer accounts, resulting in a total loss of $65,877.37. Bank of America had to cover these losses by reimbursing the affected customers, while Perez received approximately $6,900 for selling the data. Perez neither admitted nor denied the OCC’s findings. In response, the regulator has banned Perez from working in any capacity for a US bank and stated that the incident will be recorded on his record, potentially affecting future proceedings. The OCC may use the specific acts committed by Perez as evidence of a pattern of misconduct in future enforcement actions.